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Director of Risk



Posted on Friday, June 2, 2023
🤩 About this role
Currently, we are looking for a to join our rapidly growing team. You will lead efforts to define customized lending criteria for clients of our vendor partners, design new scoring methodologies and direct analytical processes for new credit opportunities. This is a cross-functional role where you will work closely with Management and with colleagues from Engineering, Product, and Operations to optimize and scale our credit operation. Your success will also depend on the support of a team of credit analysts that you will help build.
If you are excited about developing new partnerships and scaling a new B2B payments platform with a world-class team of finance and technology entrepreneurs, we are interested in talking to you.
🤓 About you
You have a strong track record as a credit or risk analyst at a bank, fintech or other financial services company and a passion for the disruptive technologies transforming your industry. You’re a motivated, self-starter who can power through ambiguity and work independently to achieve results. You’re data-driven, have a strong interest in statistics and/or math, and hold strong views about how traditional analytical frameworks can often miss high quality lending opportunities. You’re a collaborative team player who rolls up their sleeves, responds quickly and decisively, and is able to work productively within a team to achieve company objectives. You’re looking to work with smart people and have fun building something great. You thrive in the fast-paced, dynamic start-up environment typical of a high-growth technology company.
🚀 At Kontempo you’ll get to
Design new credit scoring methodologies that are customized for our various vendor partners and that leverage our unique alternative data sets
Define credit criteria, financial metrics filters, and data requirements for credit applicants, balancing our promise of high approval rates and a user-friendly application process
Identify which processes in our credit approval workflows (both analytical and operational) can be optimized through automation and then work closely with Engineering to implement new automated solutions
Explore alternative data sources and test their relevance for our risk assessment policies
Lead our internal credit evaluation process and present lending opportunities to our credit committee
Develop our portfolio monitoring tools, set exposure limits and propose strategies to diversify and mitigate risk
Build a best in class team of data-driven risk analysts and credit specialists focused on metrics of both portfolio growth and performance
🔍 What we’re looking for
5+ years of proven experience in credit risk and scoring methodologies, specialty lending, loan portfolios, and data analysis. Knowledge of and experience in the Pyme space in Mexico is a plus.
Excellent problem-solving and analytical skills with ability to turn findings into strategic imperatives
Creative thinking and an innovative approach to analytical problems
Prior experience designing, implementing and testing automated decision making frameworks
Ability to discuss your work confidently, connecting it to larger strategic objectives as well as clearly articulating tactical and execution details
Able to work effectively with cross-functional team members in Product, Engineering and Operations
Excellent organization, time management, and prioritization skills
Bachelor's degree (or advanced degree) in math, engineering, finance or other technical field
Fluency in Spanish and English
🔥 Benefits
Competitive salary
Equity participation
Health insurance
Learning and development stipend
Flexible paid vacation
Team retreats
📩 How to Apply
Does this position sound like a good fit? Email us at careers@kontempo.io